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Which subscription plan would I need to gain access to the programs on WordPress? Their website wasn’t specific about the funcionality of their plans. Would the cheapest one suffice? Also, more importantly, if I subscribe to WordPress and build my website using their platform/programs, then I unsubscribe, would my website no longer work? Even if my domain was paid for? I just don’t see any reason to pay $300 a year when I really only need a month or two to actually create my website, unless it’s absolutely necessary, of course!
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WordPress.org
Don’t use WordPress.com
Not sure what you mean by ‘programs’ but all you need to know is on their pricing plans.
And, yes, if you stop paying you could lose everything, but, you should take regular back-ups anyway.
Your best bet is to use wp.org – a link is added in another comment.