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Hi sorry if this is a dumb question however from just reading the plans on wordpress’s website its unclear what plan I’ll need to create login/signups for users.
Currently I’m using a different provider and thinking of switching since they continue to force me to upgrade for every feature I need for my website.
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WordPress is free software, available from wordpress.org. It does not have “plans”. It is totally free.
If you’re speaking about wordpress.com, the hosting service from Automattic, then you should ask them on their forums.